A warm welcome to Atholl Scott Financial Services from our team. We are independent financial advisers based in the heart of Aberdeen.
For general enquiries please go to our contact page, or call 01224 640227 and we will get back to you in due course. ASFS pride ourselves on giving sound financial advice to help clients and their families with savings, pensions and insurance. We get to know our clients well, treat clients fairly and keep in touch. Financial advice should be an ongoing relationship and not one off transactions. We aim to deliver clear and concise advice to help clients meet their financial objectives.
Our regularly published Smart Money Newsletter looks at financial topics such as - the importance of having diversified investment portfolios, Inheritance tax changes to pensions from 2027, taking advice on pension consolidation and focusing on your retirement goals and regularly reviewing them. Other articles discuss understanding the impact of Inheritance tax on all of your assets, planning for care fees, gifting money to family, and giving consideration to what financial safety net you have in place should you be unable to work such as income protection and critical illness cover.
Our newsletters and guides from past and present can be found in the news section have many informative articles on financial planning areas including long term investing, pensions and income drawdown, Inheritance tax, long term care, as well as investment specific articles and looking at building a sustainable retirement plan. Please do not hesitate to contact us if you would like to discuss any of these topics.
8 May 2026
Making the most of the new tax year, Pensions and Inheritance: Big changes are coming in 2027, the importance of long term investing, taking charge of your retirement, and many other topics are looked in this latest edition of our Smart Money Newsletter
9 March 2026
Gifting to support your family, protecting your income and investing an inheritance, and various other topics are looked at in this issue of Smart Money
29 January 2026
In this edition we cover areas including - Navigating the Autumn 2025 budget news, don't miss ISA or pension tax year end deadlines, planning your financial legacy and safeguarding your future by having a financial buffer
27 October 2025
Estate planning using investment bonds, Why protection matters, having multiple pensions to keep track of, what could change in the upcoming UK budget, are all topics we look at in our latest edition of smart money.
27 October 2025
Who will Inhert your pension, maximising your savings potential, planning ahead and later life care cost concerns are all looked at in this edition.
We offer expert advice and services
on a wide range of areas including
Wealth Management, pensions and
income drawdown advice …
Qualified financial advisers with a
combined 35 years of experience
giving sound financial advice to
clients from all walks of life …